Prudential Financial recently issued its third American Workers Survey, revealing that the workforce’s overall financial security is significantly affected by both financial stress and apprehension about future retirement conditions.

The poll conducted for Prudential by Morning Consult disclosed that 72 percent of U.S. employees expressed concern over retirement security and 54 percent predicted having to delay retirement owing to insufficient savings. Additionally, 40 percent acknowledged that finance-related anxiety creates insomnia and/or health problems.

Not only are Americans worried, but they’re allotting more time and energy trying to cope with their unease. Employees spend an average of 3.6 hours weekly wrangling personal financial problems while at work and 30 percent of respondents admit to job performance being affected.

One-fourth took on extra jobs; almost one-third stated that the daily cost of living prevents saving; and one-fourth reduced their retirement contributions.

“American workers across the board are concerned about their financial security in retirement, and they’re looking for help wherever they can get it, including from their employers and policymakers,” Ann Kappler, who serves as deputy general counsel and head of external affairs for Prudential, said.

Survey participants conveyed approval of potential policy solutions, specifically via the Retirement Enhancement and Savings Act of 2018 which, once enacted, could help streamline retirement options.