A recent study by Prudential has concluded that most Millennials are unsure of their financial stability when retirement age hits.

Through interviews conducted through quantitative online surveys, it was also determined that Millennials have an apprehension about traditional full-time employment. Other studies also show that freelancing will eventually make up “75 percent of the U.S. workforce.”

Prudential’s study specifically states that 63 percent of Millennials are “extremely/somewhat nervous” about the direction they are headed in terms of finances. The fear supposedly stems from the idea that wealth will be computed based on an individual’s digital possessions and personal data, apart from money and the traditional form of investments.

“Since I was in middle school I have been told that by the time I reach 65, Social Security will be depleted for our use,” one 26-year-old respondent from Kentucky said. “It’s something that I have continued to hear even into this most recent election. I’ve just accepted it as truth.”

The study also concluded that 77 percent of Millennials do not believe another global recession would be happening in their lifetime.