A recent American Workers Survey by Morning Consult for Prudential Financial has revealed that about 80 percent of American workers expect most of their financial security to come from their employers. 

However, the survey also showed most workers would like the government to do more to make higher education and retirement plans more accessible.

Respondents believed access to savings-growth financial products, health and wellness programs, training programs, and free financial education courses would help bring them the greatest financial security. They thought they would benefit the most from training in retirement planning, emergency savings, budget management, and identity protection.

Views on financial security are also generational, with younger workers being held back by student debt and older workers facing wage stagnation. If given the opportunity to save money, the respondents were unlikely to do so if the amount was less than $1,000. The shift to saving instead of spending was between an amount of $1,000 and $5,000.

Contact Andrew Simonelli for more information on the survey results.